What Reckix is
Reckix is a growing network of free web calculators. There is no signup, no paywall, and no upsell. Each tool is a single page that runs entirely in your browser — the math happens on your device, so there is no server that ever receives what you type. When you copy a result link, your inputs are encoded into the URL itself; that link is the only place your scenario exists, and it's yours to keep or share.
We focus on the long-tail questions the big sites gloss over — "what does an LLC really cost in my state", "take-home pay for a 1099 contractor", "how lenders average self-employed income" — and try to answer each one with a working calculator and a plain-English explanation of the formula behind it.
The standard every tool meets
Before a calculator ships, it has to pass the same checklist. This is what keeps the network consistent and trustworthy rather than a pile of one-off widgets.
How we source and date our data
Where a tool relies on real-world figures, we pull them from primary or named sources, record the year, and re-check them when the source updates. We prefer official government data; where we use an industry study, we name it so you can weigh it yourself.
| Area | What we use | Primary source |
|---|---|---|
| Federal income tax & FICA | 2026 brackets, standard deduction, Social Security wage base ($184,500), Medicare rates | IRS & SSA (public) |
| State income tax | Per-state 2026 rates and brackets, individually re-verified against state agencies | State Departments of Revenue (public) |
| LLC formation & annual fees | Filing fees, annual-report/franchise-tax, publication requirements by state | Secretary of State / state agencies (public) |
| Home renovation payback | Directional national cost-vs-resale medians | Named industry Cost-vs-Value study (see the tool) |
| Term-life premiums | Ballpark monthly ranges by age/sex/term — shown as a band, never a quote | Named industry price index (see the tool) |
| Nutrition | Mifflin-St Jeor BMR equation and Atwater macro factors | Peer-reviewed formulas (public) |
Directional figures are labeled as estimates on the tool that uses them, and we date them so you can tell when they were last checked. If a source we reproduce turns out to require a license we don't hold, we replace it with an independently derived figure.
Accuracy & corrections
We hand-check the worked example on every calculator against its stated formula before it ships, and we spot-check the numbers again whenever the underlying data changes for a new tax year. Still, no calculator is a substitute for professional advice on a real decision — and we get things wrong sometimes. If you spot an error, tell us and we'll fix it and note the change.
Privacy, in one paragraph
Because every tool runs client-side, nothing you enter is uploaded, stored, or sold — there is no backend to receive it. We do keep a cookieless page counter that records which pages are viewed (path, referring site, and mobile/desktop/bot) and nothing about you; it is described in full in the Privacy Policy. The site currently sets no advertising cookies. If we turn on advertising in the future, we'll do it through a certified consent banner and update our Privacy Policy before any ad ever loads. The full policy and our Terms of Use spell out the details.
How Reckix is operated
Reckix is operated with automated systems under human supervision. Pages and reference data are produced and maintained that way, with a person responsible for what goes live and for acting on corrections. Any paid downloads offered here are sold through Gumroad as merchant of record — Gumroad takes the payment, collects and remits applicable sales tax or VAT, delivers the file, and handles refunds under its own terms.
Contact & corrections
Questions, corrections, licensing, or press: privacy@reckix.com. We read everything and fix confirmed errors quickly.
Reckix provides general estimates for informational purposes only and is not financial, legal, tax, insurance, or medical advice. Verify important figures with a qualified professional before acting on them. Data sources are dated on each tool.