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Georgia · 2026 net pay

Take-home pay in Georgia (2026)

Enter a gross salary to estimate your Georgia paycheck after 2026 federal income tax, Social Security, Medicare, and Georgia state income tax — broken down for your pay schedule.

Data as of July 2026, tax year 2026 · federal brackets + $184,500 Social Security wage base · updates live as you type

Your salary
$
Pre-tax deductions (optional)
Take-home pay
$0
per year
Take-homePre-tax savedFederal tax FICAGeorgia tax
Gross pay$0
Federal income tax$0
Social Security (6.2%)$0
Medicare (1.45%)$0
Georgia state income tax$0
Take-home pay$0
Per paycheck
$0
Effective tax rate
0%
Link copied — your inputs are in it.
Estimate only — not tax advice. Real withholding depends on your W-4, pre-tax deductions, and local taxes.

How Georgia taxes your paycheck

Georgia moved to a flat 4.99% for 2026 (cut from 5.19% by HB 463, retroactive to January 1). It applies after state deductions, so this gross-wage estimate is slightly conservative.

This calculator applies the 2026 federal tax brackets and standard deduction, the 2026 FICA rates (6.2% Social Security up to the $184,500 wage base and 1.45% Medicare on all wages, plus the 0.9% Additional Medicare Tax on high earners), and Georgia's 2026 state rate.

How this is calculated

  1. Federal income tax — your gross minus the 2026 standard deduction ($16,100 single, $32,200 married filing jointly, $24,150 head of household), run through the 2026 federal brackets for your filing status.
  2. FICA — 6.2% Social Security on wages up to $184,500, 1.45% Medicare on all wages, and a 0.9% Additional Medicare Tax above $200,000 (single) / $250,000 (married filing jointly).
  3. Georgia state tax — Georgia applies a flat 4.99% rate. This estimate applies it to gross wages; your actual state tax is typically a little lower after state deductions.
  4. Pre-tax deductions (optional) — 401(k)/403(b) contributions lower your federal (and, in most states, state) taxable income but not FICA; HSA/FSA and pre-tax health premiums lower federal, state, and FICA wages. Your contributions are still your money — they're saved into those accounts, not paid out in your check.

What it doesn't model: local city/county taxes, itemized deductions, or state-specific credits — so treat the result as a solid planning estimate, not a payroll-exact figure. (Pre-tax 401(k)/HSA/premium deductions are now included via the optional fields.)

Data as of July 2026 (tax year 2026). Federal brackets & standard deduction: IRS Rev. Proc. 2025-32. FICA rates & the $184,500 wage base: SSA 2026. Georgia rate: state Department of Revenue / Tax Foundation 2026.

Built and maintained by The Reckix Team — free calculators that show the formula and cite their 2026 data sources. Last reviewed July 2026.

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Georgia paycheck FAQ

Does Georgia have a state income tax in 2026?

Yes. Georgia taxes wage income at a single flat rate of 4.99% in 2026.

How much is taken out of a Georgia paycheck?

Every paycheck has federal income tax (2026 brackets, by filing status) and FICA — 6.2% Social Security up to the $184,500 wage base and 1.45% Medicare on all wages. Georgia adds a flat 4.99% state income tax. Enter your salary above for the exact split.

Is this take-home figure exact?

It's a close estimate. It uses the real 2026 federal and FICA rules, Georgia's 2026 state rate, and your pre-tax 401(k)/HSA/premium inputs, but it doesn't model local city taxes or every state credit — use it to plan, not to reconcile a pay stub.

This calculator is an educational estimate, not tax advice or a payroll statement. It does not account for pre-tax deductions, local taxes, or every credit. Verify important figures with a tax professional. Data as of July 2026.