How Maine taxes your paycheck
Maine uses a graduated 2026 income tax with rates from 5.8% to 7.15% across 3 brackets. Only the income inside each bracket is taxed at that bracket's rate. The full 2026 single-filer schedule is shown below.
This calculator applies the 2026 federal tax brackets and standard deduction, the 2026 FICA rates (6.2% Social Security up to the $184,500 wage base and 1.45% Medicare on all wages, plus the 0.9% Additional Medicare Tax on high earners), and Maine's 2026 state schedule.
Maine 2026 income tax brackets
These are Maine's 2026 single-filer brackets. Tax is marginal — each rate applies only to the income inside that band. Married-filing-jointly doubles every threshold; this estimate applies the single-filer schedule to head-of-household filers.
| Rate | 2026 taxable income (single) |
| 5.8% | $0 – $27,399 |
| 6.75% | $27,399 – $64,849 |
| 7.15% | $64,849 and up |
Source: Tax Foundation, 2026 State Individual Income Tax Rates and Brackets, and the Maine Revenue Services. Single filer, tax year 2026. Verified against the Reckix calculation engine.
How this is calculated
- Federal income tax — your gross minus the 2026 standard deduction
(
$16,100single,$32,200married filing jointly,$24,150head of household), run through the 2026 federal brackets for your filing status. - FICA —
6.2%Social Security on wages up to$184,500,1.45%Medicare on all wages, and a0.9%Additional Medicare Tax above $200,000 (single) / $250,000 (married filing jointly). - Maine state tax — Maine applies its 2026 graduated brackets (shown below) marginally to your wages. Married-filing-jointly doubles the single-filer thresholds; head-of-household is estimated on the single-filer schedule. Local taxes and state credits aren't modeled.
- Pre-tax deductions (optional) — 401(k)/403(b) contributions lower your federal (and, in most states, state) taxable income but not FICA; HSA/FSA and pre-tax health premiums lower federal, state, and FICA wages. Your contributions are still your money — they're saved into those accounts, not paid out in your check.
What it doesn't model: local city/county taxes, itemized deductions, or state-specific credits — so treat the result as a solid planning estimate, not a payroll-exact figure. (Pre-tax 401(k)/HSA/premium deductions are now included via the optional fields.)
Data as of July 2026 (tax year 2026). Federal brackets & standard deduction: IRS Rev. Proc. 2025-32. FICA rates & the $184,500 wage base: SSA 2026. Maine schedule: Maine Revenue Services / Tax Foundation 2026.
Take-home pay in other states
Maine paycheck FAQ
Does Maine have a state income tax in 2026?
Yes. Maine uses a graduated 2026 income tax with rates from 5.8% to 7.15% across 3 brackets (single filer; married-filing-jointly thresholds are doubled).
How much is taken out of a Maine paycheck?
Every paycheck has federal income tax (2026 brackets, by filing status) and FICA — 6.2% Social Security up to the $184,500 wage base and 1.45% Medicare on all wages. Maine adds a graduated state income tax (5.8%–7.15%). Enter your salary above for the exact split.
Is this take-home figure exact?
It's a close estimate. It uses the real 2026 federal and FICA rules, Maine's 2026 state schedule, and your pre-tax 401(k)/HSA/premium inputs, but it doesn't model local city taxes or every state credit — use it to plan, not to reconcile a pay stub.
This calculator is an educational estimate, not tax advice or a payroll statement. It does not account for every pre-tax deduction, local taxes, or every credit. Verify important figures with a tax professional. Data as of July 2026.