Take-home pay in Ohio (2026)

How Ohio taxes your paycheck

For 2026 Ohio uses a single flat rate of 2.75% on income above $26,050 (income below that is untaxed at the state level). Many Ohio cities also levy a separate local income tax (commonly 1%-2.5%) that this estimate does not include.

This calculator applies the 2026 federal tax brackets and standard deduction, the 2026 FICA rates (6.2% Social Security up to the $184,500 wage base and 1.45% Medicare on all wages, plus the 0.9% Additional Medicare Tax on high earners), and Ohio's 2026 state rate.

How this is calculated

1. Federal income tax — your gross minus the 2026 standard deduction ($16,100 single, $32,200 married filing jointly, $24,150 head of household), run through the 2026 federal brackets for your filing status.
2. FICA — 6.2% Social Security on wages up to $184,500, 1.45% Medicare on all wages, and a 0.9% Additional Medicare Tax above $200,000 (single) / $250,000 (married filing jointly).
3. Ohio state tax — Ohio applies a flat 2.75% rate to income above $26,050 (income below is untaxed). Local city taxes, where they apply, are not included.
4. Pre-tax deductions (optional) — 401(k)/403(b) contributions lower your federal (and, in most states, state) taxable income but not FICA; HSA/FSA and pre-tax health premiums lower federal, state, and FICA wages. Your contributions are still your money — they're saved into those accounts, not paid out in your check.

What it doesn't model: local city/county taxes, itemized deductions, or state-specific credits — so treat the result as a solid planning estimate, not a payroll-exact figure. (Pre-tax 401(k)/HSA/premium deductions are now included via the optional fields.)

Data as of July 2026 (tax year 2026). Federal brackets & standard deduction: IRS Rev. Proc. 2025-32. FICA rates & the $184,500 wage base: SSA 2026. Ohio rate: state Department of Revenue / Tax Foundation 2026.