How Pennsylvania taxes your paycheck
Pennsylvania taxes wages at a single flat rate of 3.07% with no standard deduction. Most PA towns and school districts also add a local Earned Income Tax (roughly 0.5%-3.75%) that this estimate does not include.
This calculator applies the 2026 federal tax brackets and standard deduction, the 2026 FICA rates (6.2% Social Security up to the $184,500 wage base and 1.45% Medicare on all wages, plus the 0.9% Additional Medicare Tax on high earners), and Pennsylvania's 2026 state rate.
How this is calculated
- Federal income tax — your gross minus the 2026 standard deduction
(
$16,100single,$32,200married filing jointly,$24,150head of household), run through the 2026 federal brackets for your filing status. - FICA —
6.2%Social Security on wages up to$184,500,1.45%Medicare on all wages, and a0.9%Additional Medicare Tax above $200,000 (single) / $250,000 (married filing jointly). - Pennsylvania state tax — Pennsylvania applies a flat 3.07% rate. This estimate applies it to gross wages; your actual state tax is typically a little lower after state deductions.
- Pre-tax deductions (optional) — 401(k)/403(b) contributions lower your federal (and, in most states, state) taxable income but not FICA; HSA/FSA and pre-tax health premiums lower federal, state, and FICA wages. Your contributions are still your money — they're saved into those accounts, not paid out in your check.
What it doesn't model: local city/county taxes, itemized deductions, or state-specific credits — so treat the result as a solid planning estimate, not a payroll-exact figure. (Pre-tax 401(k)/HSA/premium deductions are now included via the optional fields.)
Data as of July 2026 (tax year 2026). Federal brackets & standard deduction: IRS Rev. Proc. 2025-32. FICA rates & the $184,500 wage base: SSA 2026. Pennsylvania rate: state Department of Revenue / Tax Foundation 2026.
Take-home pay in other states
Pennsylvania paycheck FAQ
Does Pennsylvania have a state income tax in 2026?
Yes. Pennsylvania taxes wage income at a single flat rate of 3.07% in 2026.
How much is taken out of a Pennsylvania paycheck?
Every paycheck has federal income tax (2026 brackets, by filing status) and FICA — 6.2% Social Security up to the $184,500 wage base and 1.45% Medicare on all wages. Pennsylvania adds a flat 3.07% state income tax. Enter your salary above for the exact split.
Is this take-home figure exact?
It's a close estimate. It uses the real 2026 federal and FICA rules, Pennsylvania's 2026 state rate, and your pre-tax 401(k)/HSA/premium inputs, but it doesn't model local city taxes or every state credit — use it to plan, not to reconcile a pay stub.
This calculator is an educational estimate, not tax advice or a payroll statement. It does not account for pre-tax deductions, local taxes, or every credit. Verify important figures with a tax professional. Data as of July 2026.